Chapter 716 (1/2)
In the next few years, the use of wealth management funds to encircle money will become the top priority of China's financial industry, but in 2002, almost all funds are linked with securities, or with central enterprises, and there is no private enterprise using wealth management funds to encircle money, Li Mu is absolutely the first one.
The situation of Juncheng real estate is very simple and straightforward. When the money comes, it will be born, and when there is no money, it will die. At present, Li Mu has no other way to make three billion yuan into it. The only thing he can do is to use the fund as a carrier to ”crowdfunding” the people.
Most of the financial funds with opaque internal operation and failure to guarantee both principal and interest are rogues, but businessmen like Li Mu, who try their best to win the bottom and 100% guarantee the redemption of principal and interest, are really a model in the financial field.
Chen Ze and song Liang were also shocked by Li Mu's general creativity. In their eyes, Li Mu raised money from the society in this way, which was just like the immortal who had become a soldier by throwing beans in the mythology and legend. Only the immortal played the magic and Li Mu played the money.
The national debt with an annual interest rate of 2.4% can be robbed by the public. As long as 3% of the guaranteed capital and interest products are launched by the bank, it's estimated that in a blink of an eye, the time will be gone. Even if Li Mu suspects that they can't be listed, the employees, family members and friends in the bank can basically subscribe for them.
If there is no special case, as long as the fund can be started, three billion hands is a blink of an eye.
Mr. Zhou came back from his phone call soon. He arranged for Li Mu to meet the executive of Yanjing's largest fund company. On the phone, he gave a brief introduction. When the other party heard that Muye technology was willing to win the bottom, he almost rushed over without any hesitation.
Half an hour later, a middle-aged man in his thirties and seventies arrived in a hurry. After being introduced by Lao Zhou, Zhao Haichao, the other party's surname was Zhao Haichao. He used to be an executive of Huaxia Shoukang insurance in North China. When the fund industry began to take off in 2000, he and several people in the securities industry set up a fund company. The domestic fund market is still immature. After two years of unconventional efforts, he has established a fund company The fund company Zhao Haichao is in charge of is the largest in Yanjing.
However, Zhao Haichao has never cooperated with private enterprises in similar fund products, but the reputation of Muye technology is very attractive to him. In addition, there is no clear definition and requirements of laws and regulations for fund operation, so his energy is still very large.
Zhao Haichao thought he was just coming to see Li Mu, the boss of Muye technology. Unexpectedly, there were also WANYING real estate and Chen Ze, the great God. He didn't know exactly what they were looking for to operate their own fund. He had made up his mind: in any case, he had to find a way to cooperate with the three of them. After this cooperation, it would be equal to After getting through the relationship, it will be of great benefit to me.
Li Mu introduced the current situation to Zhao Haichao, including the details of the projects he operated, the funds he needed, and the two main bodies supporting the bottom. After hearing this, Zhao Haichao's eyes began to shine.
For him, when he is engaged in the financial field, he naturally hopes to cooperate with people with strong backgrounds and help people with strong backgrounds in the field he is good at, so as to establish his own personal relationship. But sometimes, if the requirements of the other party are too harsh or unrealistic, it will make him feel headache. If he helps, he will take a lot of risks. If he doesn't help, he will offend people.
But today, the cooperation mode put forward by Li Mu is not only without any risk to him, but also has more than two billion profit margins. Most importantly, at least two of the three people are super Tauren! Li Mu is a hegemonic in the Internet field, and the relationship behind Chen Ze is even more unfathomable. Such a good project is like a pie in the sky. Zhao Haichao feels that he has been in the field of insurance and finance for so many years, and he would like to promise immediately.
After hearing this, Zhao Haichao said without hesitation: ”Mr. Li, I think the plan you said is very feasible. If you have other questions, we can sign the contract at any time!”
Li Muxin next happy, asked him: ”Mr. Zhao, after signing how long the fund can be listed for sale?”
Zhao Haichao said: ”with your promise, our internal approval process will be very fast, and I used to work in an insurance company. As long as I recognized it, the insurance company would come out to underwrite it. As long as the insurance company underwrites it, the fund will be completely OK, and it can be sold directly to the president Zhou.”
Li Mu asked him, ”does this need insurance company to underwrite?”
Zhao Haichao smiled and said truthfully: ”at present, most of the funds are not covered by insurance companies, especially the funds with guaranteed capital and non guaranteed interest or even non guaranteed capital and interest, there are certain risks. However, the funds you want to issue have two companies that have the bottom line, which are extremely high-quality funds. If there are insurance companies, the sales speed will be faster.”
Li Mu asked him, ”will insurance companies increase my extra expenses?”
”No.” Zhao Haichao had been trying to please Li Mu and wanted to make the best of it. How could he let Li Mu spend extra money in this link? He quickly explained: ”our shareholders have the participation of the insurance system, and we have a very deep cooperation. As long as we fully recognize the fund, they will unconditionally underwrite it. In this way, your fund will be very popular with consumers.”Li Mu nodded and asked him, ”how long will it take for it to go on sale?”
”Up to one week.” Zhao Haichao promised: ”if it's fast, it's three days. Today's Sunday, that is to say, the fastest is Wednesday, and the slowest is Friday.”
”You should follow the internal process first, but you must keep it strictly confidential. Before the fund is listed, you can't disclose any relevant information,” he said